About NJP

At Norman J. Politziner, CFP® & NJP Associates, Our Focus is On You

We are a focused, dedicated team of financial professionals located in Highland Park, NJ, and serving clients across Northern and Central New Jersey and around the country.  We believe our first obligation to you is to listen: listen carefully about your goals and aspirations, your family and background, and your current and projected financial situation.

We also understand the importance of communication in building and maintaining a strong and trusting relationship.  During our initial meetings we will go through a communication style preference assessment together; based on your responses, we will tailor our communications to the styles that work best for you.  When we are sharing information in this manner, it becomes easier to focus on the many aspects of the financial and other plans we are working on together.

Seeing the Big Picture, Hearing Your Voice, Taking the Right Steps

Financial planning, investing assets, and designing insurance coverage are not a series of events, they are part of a comprehensive and interconnected process.  At Norman J. Politziner, CFP® & NJP Associates, our financial planning specialists and professionals will work with you one-on-one and develop a deep understanding of your financial objectives, personal preferences, family situation, and risk tolerances.

As we first begin working together, we will:

  • Get to know you and your family, learn what’s important to you, and how you feel about your money

  • Find out your preferred communication style

  • Ask about your vision for the future—your lifestyle, where you’ll live, and how much it will cost

  • Help you identify and prioritize your goals

As we continue working together, we will:

  • Examine where you are today versus where you want to be in the future, and then we will create a strategy to help get you there

  • Model different scenarios for achieving your goals

  • Help you make the decisions that fit your current situation and long-term expectations

  • For retirement planning, design an investment policy statement explaining:

    • how you will invest

    • how you feel about taking financial risks

    • what you expect from us

  • Recommend tax minimization strategies in order to help protect your assets and pass them on to future generations

  • Recommend business succession strategies and sophisticated tax planning to help owners achieve their goals

As your investment program is implemented and running, we will:

  • Help you monitor your portfolio

  • Provide regular investment performance reports

  • Adjust portfolio allocations to reflect changes in goals or needs

You will always understand everything we do for you—your investments, fees, and financial plans.  And you can rest assured that we are making decisions with your best interests first and foremost.  We are free to choose the most appropriate solutions for you.

Disclosure

Norman Politziner is a Registered Representative and Investment Advisor Representative of Equity Services, Inc., offering securities in the following states. He is also insurance licensed in the following states. Securities and Investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 4401 Starkey Road, PO Drawer 21209, Roanoke, VA 24018. (540) 989-4600. NJP Associates and all other entities and persons are independent of Equity Services, Inc., unless otherwise indicated. TC91790(0916)P

 

For individual tax or legal advice, please consult your appropriate professional advisor.